TRS is a premium-based health plan that members of the Selected Reserve of the Ready Reserve may qualify to purchase. TRS provides comprehensive health care coverage and patient cost-shares and deductibles similar to TRICARE Standard and TRICARE Extra, but TRS beneficiaries must pay monthly premiums. TRS members may self-refer to any TRICARE-authorized provider; however, certain services (e.g., inpatient admissions for substance use disorders and behavioral health, adjunctive dental care, home health services) require prior authorization from Humana Military.  See the Health Care Management and Administration section of this handbook for more information about referral and authorization requirements.

After purchasing either member-only or member-and-family TRS coverage, TRS members receive TRS enrollment cards. Figures 4.3 and 4.4 show an example of the TRS enrollment card. These cards include important contact information but are not required to obtain care. Although beneficiaries should expect to present their cards at the time of service, enrollment cards do not verify TRICARE eligibility. You should make a photocopy of the front and back of the card for your files. See the TRICARE Eligibility section of this handbook for instructions on verifying patient eligibility.

For more information, visit the TRICARE TRS web portal. You can also call 1-877-298-3408, menu option 1, or visit the TRICARE Reserve Select web page.