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Beneficiary Rights and Responsibilities
      



TRICARE Beneficiaries Have the Right to ...

Get Information: Beneficiaries have the right to receive accurate, easy-to-understand information through written materials, presentations, and TRICARE representatives to help them make informed decisions about TRICARE programs, medical professionals, and facilities.

Choose Providers and Plans: Beneficiaries have the right to a choice of health care providers that is sufficient to ensure access to appropriate high-quality health care.

Emergency Care: Beneficiaries have the right to access emergency health care services when and where the need arises. They are not required to obtain prior authorization for care if they have reason to believe their life is in danger or if they would be seriously injured or disabled without immediate care.

Participate in Treatment: Beneficiaries have the right to receive and review information about the diagnosis, treatment, and progress of their condition and to fully participate in all decisions related to their health care. If a beneficiary is unable to fully participate in treatment decisions, he or she has the right to be represented by family members, conservators, or other duly appointed representatives.

Respect and Nondiscrimination: Beneficiaries have the right to considerate, respectful care from all members of the health care system at all times and under all circumstances. An environment of mutual respect is essential to maintain a quality health care system.

If a beneficiary is eligible for coverage under the terms and conditions of TRICARE or as required by law, he or she must not be discriminated against in marketing and enrollment practices based on race, ethnicity, national origin, religion, sex, age, mental or physical disability, sexual orientation, genetic information, or source of payment.

Confidentiality of Health Information: Beneficiaries have the right to communicate with health care providers in confidence and to have the confidentiality of their individually identifiable health care information protected. They also have the right to review and copy their own medical records and request amendments to their records.

Complaints and Appeals: Beneficiaries have the right to a fair and efficient process for resolving differences with their health plan, health care providers, and the institutions that serve them, including a rigorous system of review.

Visit TRICARE's web site for more information about beneficiary rights, or refer to the paper, Safeguarding Beneficiaries’ Information, also available on the Web site.


  
TRICARE Beneficiaries Have the Responsibility to...

Maximize Health: Beneficiaries have the responsibility to maximize healthy habits, such as exercising, not smoking, and maintaining a healthy diet.

Make Smart Health Care Decisions: Beneficiaries have the responsibility to be involved in health care decisions, which means working with providers to develop and carry out agreed-upon treatment plans, disclosing relevant information, and clearly communicating wants and needs.

Be Knowledgeable about TRICARE: Beneficiaries have the responsibility to be knowledgeable about TRICARE coverage and program options, including covered benefits; limitations; exclusions; rules regarding use of network providers; coverage and referral rules; appropriate processes to secure additional information; and appeals, claims, and grievance processes.

Beneficiaries also have the responsibility to:
  • Show respect for other patients and health care workers.
  • Make a good-faith effort to meet financial obligations.
  • Use the disputed claims process when there is a disagreement.
  • Report wrongdoing and fraud to appropriate resources or legal authorities.

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Last Update: August 26, 2009