If you are separating from the uniformed services, TRICARE coverage may or may not continue, depending on the circumstances of your separation. TRICARE offers transitional health care options—the Transitional Assistance Management Program (TAMP) and the Continued Health Care Benefit Program (CHCBP)—that provide temporary coverage until you have a new health plan.

Transitional Assistance Management Program

TAMP provides 180 days of transitional health care benefits to certain uniformed services members and their families, if the active duty sponsor is:

1. Involuntarily separating from active duty under honorable conditions
2. A member of the National Guard or Reserves separating from active duty for a period of more than 30 consecutive days in support of a contingency operation
3. Separating from active duty following involuntary retention (stop-loss) in support of a contingency operation
4. Separating from active duty following a voluntary agreement to stay on active duty for less than one year in support of a contingency operation

If you qualify for coverage under TAMP, you and your family will have 180 days of transitional health benefits after you separate. During this 180-day period, you may enroll in TRICARE Prime if you reside in a TRICARE PSA, or you will be covered under TRICARE Standard and TRICARE Extra. You and your family members will be covered as active duty family members, and copayments, cost-shares, deductibles, rules, and processes for these programs will apply.

Continued Health Care Benefit Program

CHCBP is a premium-based health care program administered by Humana Military Health Care Services, Inc. (Humana Military). CHCBP offers temporary transitional health coverage (18-36 months) after TRICARE eligibility ends. If you qualify, you can purchase CHCBP within 60 days of loss of eligibility for either regular TRICARE or TAMP coverage.

CHCBP acts as a bridge between military health benefits and your new civilian health plan. CHCBP benefits are comparable to TRICARE Standard with the same benefits, providers, and program rules. The main difference is that you pay premiums to participate. Visit the CHCBP portal for more information or call 1-800-444-5445.

Contact Humana Military or a beneficiary counseling and assistance coordinator (BCAC) to discuss your family’s eligibility for these programs. You also can visit TRICARE's CHCBP web page for more information.

TRICARE Reserve Select

Some members of the National Guard and Reserve may be eligible for TRICARE Reserve Select—a voluntary, premium-based health plan available for members who qualify when they separate from active duty. Visit the TRICARE Reserve Select web page for information about how to qualify for this program.