If you are separating from the uniformed services, TRICARE coverage may or may not continue, depending on the circumstances of your separation. TRICARE offers transitional health care options—the Transitional Assistance Management Program (TAMP) and the Continued Health Care Benefit Program (CHCBP)—that provide temporary coverage until you have a new health plan.

Transitional Assistance Management Program

TAMP provides 180 days of transitional health care benefits to help certain uniformed services members and their families transition to civilian life. The sponsor and eligible family members may be covered for health benefits under TAMP if the sponsor is:

• Involuntarily separating from active duty under honorable conditions
• A National Guard or Reserve member separating from a period of active duty that was more than 30 consecutive days in support of a contingency operation
• Separating from active duty following involuntary retention (stop-loss) in support of a contingency operation
• Separating from active duty following a voluntary agreement to stay on active duty for less than one year in support of a contingency operation
• Separating from active duty with an agreement to become a member of the Selected Reserve of the Ready Reserve of a reserve component
• Separating from active duty due to sole survivorship discharge

You are not eligible for TAMP while on terminal leave. During terminal leave, you continue to receive the ADSM benefit, and your family members remain covered under TRICARE Prime. Please note that an ADSM is not eligible to change his or her PCM while on terminal leave. All care must be coordinated through his or her current PCM. If you have an injury, illness, or disease that was incurred while on active duty, contact your unit or service branch for eligibility determination or authorizations for follow-up medical or dental care.  If you qualify, the 180-day TAMP period begins the day after your date of separation from active duty. When you become eligible for TAMP, you and your family members are covered under TRICARE Standard and TRICARE Extra. If you live in a PSA, you and your family members may choose to enroll in TRICARE Prime. You may also enroll or reenroll in TRICARE Prime under the following conditions:

• If you were enrolled in TRICARE Prime immediately prior to your change in status, you may continue your enrollment in TRICARE Prime with no break in coverage. A reenrollment application must be completed prior to the TAMP expiration period in order to continue with TRICARE Prime. The effective date will be the date the sponsor separated from active duty.
• If you were not enrolled in TRICARE Prime (including TPR and TPRADFM) immediately prior to your change in status, you may choose to enroll in TRICARE Prime while receiving TAMP coverage. However, such enrollment is subject to the “20th of the month rule.”  Applications received by Humana Military by the 20th of the month will become effective at the beginning of the following month (e.g., an enrollment received by December 20 would become effective January 1). If your application is received after the 20th of the month, your coverage will become effective on the first day of the month following the next month (e.g., an enrollment received on December 27 would become effective February 1).

Note: TPR and TPRADFM are not available during TAMP. If you were enrolled in one of these programs, you will be disenrolled and covered by TRICARE Standard and TRICARE Extra.

Contact Humana Military or a Beneficiary Counseling and Assistance Coordinator (BCAC) to discuss your family’s eligibility for this program.  You also can visit TRICARE's TAMP web page for more information.
               

Continued Health Care Benefit Program

CHCBP is a premium-based health care program administered by Humana Military Healthcare Services, Inc. (Humana Military). CHCBP offers temporary transitional health coverage (18–36 months) after TRICARE eligibility ends. If you qualify, you can purchase CHCBP coverage within 60 days of loss of eligibility for either regular TRICARE or TAMP coverage.

CHCBP acts as a bridge between military health care benefits and your new civilian health care plan. CHCBP benefits are comparable to TRICARE Standard, with the same benefits, providers, and program rules. The main difference is that you pay premiums to participate. Visit the CHCBP portal for more information about CHCBP or call 1-800-444-5445.

Contact Humana Military or a BCAC to discuss your family’s eligibility for this program.  You also can visit TRICARE's CHCBP web page for more information.
                 

TRICARE Reserve Select

TRICARE Reserve Select (TRS) is a premium-based health care plan that qualifying National Guard and Reserve members may purchase. TRS offers coverage similar to TRICARE Standard and TRICARE Extra, and a monthly premium is charged. You will receive comprehensive coverage and can obtain care from any TRICARE-authorized providers. Annual deductibles and cost-shares apply. Visit the TRICARE Reserve Select web portal for more information about TRS coverage.