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TRICARE Retiree Dental Program
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The TRICARE Retiree Dental Program (TRDP) is available to retirees and their eligible family members in the United States, American Samoa, Canada, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands.
TRDP Monthly Premiums
TRDP monthly premiums vary depending on your location and type of plan (single, dual, or family). To view the premium rate for your region, visit the TRICARE Retiree Dental Program Web Site, click on “Premium Search,” and enter your ZIP code.
TRDP Annual Deductible
You are required to meet an annual deductible each benefit year (May 1–April 30). The deductible amount is $50 per patient, per benefit year (not to exceed $150 per family). Any deductible balance remaining at the end of one benefit year does not carry over to the next year, nor do deductibles carry over to other TRICARE programs. Diagnostic and preventive services covered at 100 percent of the program-allowed amount are not subject to the annual benefit year deductible.
TRDP Cost-Shares1
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Type of Service
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Your Cost-Share
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| Diagnostic |
0% |
| Preventive |
0%-20% |
| Emergency Services |
0%-20% |
| Restorative |
20% |
| Endodontic |
40% |
| Periodontic |
40% |
| Oral Surgery |
40% |
| Medications |
40% |
| Post-Surgical Services |
40% |
1The percentage paid is based on the allowed amount for each procedure. Your out-of-pocket costs may be higher if care is received from a nonparticipating provider.
TRDP Maxmimums
TRDP maximums are based on which TRDP program you are enrolled in: Basic or Enhanced.
Basic Program
The annual maximum for the Basic Program is $1,000 per patient each benefit year (May 1–April 30). Any unused balance remaining at the end of one benefit year does not carry over to the next year. Diagnostic and preventive services covered at 100 percent of the program-allowed amount are not subject to the annual maximum.
Enhanced Program
The annual maximum for the Enhanced Program is $1,200 per patient each benefit year (May 1–April 30). Any unused balance remaining at the end of one benefit year does not carry over to the next year. Diagnostic and preventive services covered at 100 percent of the program-allowed amount are not subject to the annual maximum.
Also for the Enhanced Program, there is a separate lifetime maximum of $1,200 for orthodontic procedures for both children and adults, and a separate “emergency” annual maximum of $1,000 per enrollee for procedures provided as a result of a dental accident.
For more information about the TRDP, contact Delta Dental® of California (see “TRICARE Dental Options” in the More Information section).
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