Point of Service Option

The point-of-service (POS) option allows you to receive nonemergency care from any TRICARE-authorized provider without requesting a referral from your primary care manager (PCM), resulting in higher out-of-pocket costs. The POS deductible applies only to outpatient services, and the cost-share applies to both inpatient and outpatient care. Out-of-pocket expenses you pay under POS are not applied to your annual catastrophic cap. Note: The POS option is not available to ADSMs and does not apply to newborns or adoptees deemed to be enrolled in TRICARE Prime in their first 60 days, emergency care, or if you have other health insurance.