TRICARE offers comprehensive prescription drug coverage and several options for filling your prescriptions. To have a prescription filled, you’ll need a written prescription and a valid uniformed services ID card. Refer to the TRICARE: Summary of Beneficiary Costs flyer or TRICARE's Pharmacy portal for pharmacy cost information.

Military Treatment Facility Pharmacy

Prescriptions may be filled (up to a 90-day supply for most medications) at no cost at an MTF pharmacy, as long as the medication is on the MTF formulary. You should contact the MTF to find out what is on the formulary and for specific details about filling prescriptions at the MTF pharmacy. If you do not live near an MTF, this may not be your best option for filling prescriptions.

TRICARE Mail Order Pharmacy

The mail-order pharmacy is your least expensive option when not using an MTF. You may receive up to a 90-day supply for most medications, which will be delivered to your home for a small copayment. Refills may be requested by mail, phone, or online.

For faster processing of your mail-order prescription, you can register before placing your first order. Once you are registered, your provider can fax or call in your prescriptions.

Medications will be sent directly to your home in about 14 days after receiving your prescription. If you have prescription drug coverage from another health insurance plan, you can only use the mail-order pharmacy if the medication is not covered under the other plan or if you have exceeded the dollar limit of coverage under the other plan. For more information regarding the mail-order pharmacy, please contact Humana Military or visit TRICARE's Pharmacy portal.

TRICARE Retail Pharmacy Network

You can have prescriptions filled (up to a 30-day supply) at any pharmacy in the TRICARE retail pharmacy network for a small copayment. For more information on locating a TRICARE retail network pharmacy, please contact Humana Military or visit TRICARE's Pharmacy portal.

Non-network Pharmacies

Filling prescriptions at a non-network pharmacy is the most expensive option. You may have to pay for the total cost of the prescription first and then file a claim to receive a partial reimbursement after your deductible is met.

Important Note about Medicare Part D: As a beneficiary eligible for TRICARE and Medicare, and entitled to the TRICARE pharmacy benefit, you need to consider a number of factors when deciding whether or not to enroll in a Medicare drug plan. You should consider monthly premiums, deductibles, copayments, and drug coverage (also known as a formulary) under the different plans offered. The Medicare Part D drug plans vary by state.

In most cases, beneficiaries eligible for both TRICARE and Medicare will get no added value by purchasing Medicare prescription drug coverage. The exceptions are those with limited incomes and assets who qualify for Medicare’s extra help with prescription drug plan costs.

Contact your local State Health Insurance Assistance Program (SHIP) for free health insurance counseling and assistance. Call Medicare at 1-800-633-4227 for the number of your local SHIP agency.

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