When traveling overseas, you can use the TRICARE Standard option and receive care from any host nation provider. The TRICARE Overseas Program Standard option is similar to the stateside program, including cost-shares and deductibles. You may have to pay for care up front and file a claim for reimbursement with Humana Military when you return to your stateside region.

Contact the TRICARE Area Office (TAO) for the overseas area where you are traveling or the nearest American Embassy Health Unit for assistance finding a host nation provider. Visit the U.S. Embassies Web Site for a list of every American Embassy or Consular Office worldwide. Note: The TRICARE Extra option is not available overseas.

Figure 5.2 lists contact information for the TAO in each overseas area.