If you need emergency or urgent care while traveling overseas, contact the TRICARE Area Office (TAO) for the overseas area where you are traveling or the nearest American Embassy Health Unit to find a host nation provider. Visit U.S. Embassies, Consulates, and Diplomatic Missions web page for a list of every American Embassy and Consular Office worldwide. Figure 5.2 lists contact information for the TAO in each overseas area.

When traveling overseas, you can use the TRICARE Standard option to receive care from any host nation provider. The TRICARE Overseas Program Standard option is similar to the stateside program, including cost-shares and deductibles. The TRICARE Extra option is not available overseas.

Note: When seeking care from a host nation provider, you should be prepared to pay up front for services and file a claim with TRICARE for reimbursement in the region where you live.