Humana Military Healthcare Services Receives “Contractor of the Year for Anti-Fraud Performance” from TRICARE Management Activity

Louisville, KY – July 13, 2005 – Humana Inc. (NYSE:  HUM) announced that Humana Military Healthcare Services (HMHS) was named TRICARE Management Activity’s (TMA) 2005 “Contractor of the Year, Anti-Fraud Performance.”   This prestigious award recognizes efforts in detecting and deterring fraud and abuse, as well as HMHS’ outstanding and continued commitment to smoking out fraud in the TRICARE program.

The award was presented to representatives of HMHS’ program integrity department and the senior leadership team, at the TRICARE Management Activity Healthcare Fraud Conference in Dana Point, California in June 2005.  HMHS, which has received the award three time, is the only recipient since its inception in 2000.

“We are delighted to be recognized for our continued efforts in protecting and maintaining the integrity of the TRICARE program,” said David J. Baker, HMHS president and CEO. “It is crucial that we ensure the monies the Department of Defense pays for its military health care are spent on providing quality services to our beneficiaries, not on supporting the perpetrators of fraudulent activity.”

“HMHS submitted more than 70 percent of all health care fraud abuse referrals sent to the Department of Defense in 2004,” said Tom Luckett, HMHS Director of Program Integrity.  “We have taken a proactive approach in uncovering fraud by utilizing anti-fraud software, networking with other investigative units and law enforcement agencies throughout the county, as well as receiving training on the latest fraud trends from the National Health Care Anti-Fraud Association.  We are very pleased that our efforts are paying dividends to the military community”.

About Humana

Humana Inc., headquartered in Louisville, Kentucky, is one of the nation’s largest publicly traded health benefits companies, with approximately 7 million medical members located primarily in 15 states and Puerto Rico.  Humana offers a diversified portfolio of health insurance products and related services – through traditional and consumer choice plans – to employer groups, government-sponsored plans, and individuals.

Over its 44-year history, Humana has consistently seized opportunities to meet changing customer needs.  Today, the company is a leader in consumer engagement, providing guidance that leads to lower costs and a better health plan experience throughout its diversified customer portfolio.

More information regarding Humana is available to investors via the Investor Relations page of the company’s web site, including copies of:

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