You may request to terminate TRS coverage at any time. If you want to terminate coverage, do not just stop making payments. You must take the following action to end your TRS coverage:
Print, sign, and mail your completed TRS Request form to Humana Military.
A one-year TRS purchase lockout will apply to members who voluntarily terminate TRS coverage. A purchase lockout means you will not be able to purchase TRS coverage for one year from the effective date of termination. If you do not take action to terminate coverage and you simply stop making premium payments, your coverage terminates. However, you are still responsible for any premium amounts that were due prior to the date you were officially terminated from TRS.
Your payment is due no later than the last day of each month. Your payment will apply to the following month of coverage. Failure to pay monthly premiums on time will result in termination of coverage, but you must still pay any overdue amounts. (This may result in up to two months or more of overdue premium payments.) Termination of coverage due to nonpayment will result in a TRS purchase lockout for one year or until overdue premiums are paid in full, whichever is longer.
Note: The government pursues collection action for overdue and delinquent premiums and may notify your commander and collect these amounts from your National Guard or Reserve pay.
When your TRS coverage ends, you will receive a certificate of creditable coverage. The certificate of creditable coverage is a document that serves as evidence of prior health care coverage under TRICARE so that you cannot be excluded from a new health plan for pre-existing conditions.
The Defense Manpower Data Center Support Office (DSO) will issue a certificate of creditable coverage to sponsors and family members upon loss of eligibility. Certificates reflect the most recent period of continuous coverage under TRICARE.
Certificates issued upon request of a beneficiary reflect each period of continuous coverage under TRICARE that ended within the 24 months prior to the date of loss of eligibility. Each certificate identifies the name of the sponsor or family member for whom it is issued, the dates TRICARE coverage began and ended, and the certificate issue date.
Send your written requests for a certificate of creditable coverage to the DSO at:
Defense Manpower Data Center Support Office
Attn: Certificate of Creditable Coverage
400 Gigling Road
Seaside, CA 93955-6771
The request must include:
Sponsor’s name and Social Security number
Name of person for whom the certificate is requested
Reason for the request
Name and address to whom and where the certificate should be sent
Requester’s signature
You cannot request a certificate by phone. If there is an urgent need for a certificate of creditable coverage, fax your request to the DSO at 1-831-655-8317 and/or request that the DSO fax the certificate to a particular number.
For more information, contact the DSO at 1-800-538-9552. For TTY/TDD, dial 1-866-363-2883. You may send questions via e-mail to the TRICARE Management Activity Office of HIPAA Electronic Standards at hipaamail@tma.osd.mil or visit the TRICARE Web Site.
