If you are separating from the uniformed services, TRICARE coverage may or may not continue, depending on the circumstances of your separation. TRICARE offers transitional health care options—the Transitional Assistance Management Program (TAMP) and the Continued Health Care Benefit Program (CHCBP) —that offer temporary coverage until you have a new health plan.
Transitional Assistance Management Program
TAMP provides 180 days of transitional health care benefits to certain uniformed services members and their families, if the active duty sponsor is:
Involuntarily separating from active duty under honorable conditions
A member of the National Guard and Reserve separating from active duty for a period of more than 30 consecutive days in support of a contingency operation
Separating from active duty following involuntary retention (stop-loss) in support of a contingency operation
Separating from active duty following a voluntary agreement to stay on active duty for less than one year in support of a contingency operation
If you qualify for TAMP coverage, you will have 180 days of transitional health benefits after the sponsor separates. During this 180-day period you may enroll in TRICARE Prime if you reside in a TRICARE Prime service area, or you will be covered under TRICARE Standard and TRICARE Extra. You and your family members will be covered as active duty family members and copayments, cost-shares, deductibles, rules, and processes for these programs will apply.
Note: TPR and TPRADFM are not available under TAMP.
Continued Health Care Benefit Program
The CHCBP is a premium-based health care program administered by Humana Military Healthcare Services, Inc. CHCBP offers temporary, transitional health coverage (18-36 months) after TRICARE eligibility ends. Service members and certain family members can purchase CHCBP within 60 days of losing eligibility for either regular TRICARE or TAMP coverage.
CHCBP acts as a bridge between military health benefits and your new civilian health plan. CHCBP benefits are comparable to TRICARE Standard with the same benefits, providers, and program rules. The main difference is that you pay premiums to participate. View more information about CHCBP or by calling 1-800-444-5445.
Contact Humana Military or a beneficiary counseling and assistance coordinator (BCAC) to discuss your family’s eligibility for these programs. You also can visit TRICARE's Web site for more information.
TRICARE Reserve Select
Some members of the National Guard and Reserve may qualify for TRICARE Reserve Select—a voluntary, premium-based health plan available for purchase by members who qualify when they separate from active duty. Visit TRICARE's Reserve Select Web site for information about how to qualify for this program.
