TRICARE:  Summary of Beneficiary Costs

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  TRICARE Dental Options
Tri-Service Remote Dental Program
TRICARE Dental Program
TRICARE Retiree Dental Program
             
  TRICARE Dental Options
 

This section highlights your dental costs when you are using the Tri-Service Remote Dental Program (RDP), the TRICARE Dental Program (TDP), or the TRICARE Retiree Dental Program (TRDP). These dental options are separate from TRICARE health care program options. Your out-of-pocket expenses for any of the costs listed in this section are not included in the TRICARE catastrophic cap.

 

                    
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  Tri-Service Remote Dental Program
  If you are an ADSM, you’ll receive most care from military dental treatment facilities at no cost. But, if enrolled in TPR, you’re automatically covered by the Tri-Service Remote Dental Program (RDP). The RDP augments military dental care by providing for routine, specialty, and emergency dental services. There are no out-of-pocket costs for using the RDP. For additional information about the RDP, contact the Military Medical Support Office
 

                    
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  TRICARE Dental Program
  The TRICARE Dental Program (TDP) is available to ADFMs, National Guard and Reserve members, and National Guard and Reserve family members. Note: This section only highlights costs for the CONUS program. Limitations apply to certain services based on your beneficiary category. For more information about the TDP, contact United Concordia Companies, Inc.
        
TDP Monthly Premiums 
  Monthly premium amounts are based on your beneficiary category and type of plan (single or family). Note: If National Guard, Reserve, or Individual Ready Reserve (IRR) sponsors and family members sign up together, the amounts listed are added together to determine the total premium amount.
 
 
 
 
Enrollment Year

Beneficiary Category

Type of
Plan
Feb. 1, 07-Jan. 31, 08
Feb. 1, 08-Jan. 31, 09
ADFM
Single
$ 11.05 $ 11.58
ADFM
Family $  27.63 $ 28.95
National Guard or
Reserve Member1
Single (sponsor only) $  11.05 $ 11.58
National Guard or
Reserve Family Member1
Single $  27.63 $ 28.95
National Guard or
Reserve Family Member1
Family (not including sponsor) $  69.07 $ 72.37
IRR Member1
Single (sponsor only) $  27.63 $ 28.95
IRR Family Member1
Single $  27.63 $ 28.95
IRR Family Member1
Family (not including sponsor) $  69.07 $ 72.37
  1. These amounts are only applicable when the sponsor is not on active duty orders.
           
TDP Cost-shares and Maximums
 
                                      

Your Cost-share
(Amount you Pay)

 Type of Service Sponsor
Pay Grade
E-1 to E-4
All Other
Pay Grades
Diagnostic

 0%

 0%

Preventive (except sealants)

 0%

 0%

Emergency Services

 0%

 0%

Sealants

 20%

 20%

Basic Restorative

 20%

 20%

Consultation/Office Visit

 20%

 20%

Post-Surgical Services

 20%

 20%

Endodontic

 30%

 40%

Periodontic

 30%

 40%

Oral Surgery

 30%

 40%

General Anesthesia

 40%

 40%

Intravenous Sedation

 50%

 50%

Implant Services

 50%

 50%

Miscellaneous (occlusal guard, athetic mouthguard, bleaching)

 50%

 50%

Orthodontic

 50%

 50%

Other Restorative

 50%

 50%

Prosthodontic

 50%

 50%

 
TDP Maximums 

The TDP limits how much it will pay in dental benefits per
enrollee.

   

 Annual Maximum

$1,200 per enrollee per enrollment year for non-orthodontic services. Many diagnostic and preventive services are not applied to the
annual maximum.

 Lifetime Maximum

$1,500 per enrollee during your lifetime for orthodontic services.
Orthodontic diagnostic services
are applied to the $1,200 annual
maximum.

 

                    
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  TRICARE Retiree Dental Program
  The TRICARE Retiree Dental Program (TRDP) is available to retirees and their eligible family members in the United States, American Samoa, Canada, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands.
   
TRDP Monthly Premiums
  TRDP monthly premiums vary depending on your location and type of plan (single, dual or family). To view the premium rate for your region, visit the TRICARE Retirees Dental Program website, click on “Premium Search” and enter your ZIP code.
 
TRDP Annual Deductible
  You are required to meet an annual deductible each benefit year (May 1–April 30). The deductible amount is $50 per patient, per benefit year (not to exceed $150 per family). Any deductible balance remaining at the end of one benefit year does not carry over to the next year, nor do
deductibles carry over to other TRICARE programs. Diagnostic and preventive services covered at 100 percent of the programallowed amount are not subject to the annual benefit year deductible.
 
TRDP Cost-shares 1
 
Type of Service Your Cost-share (Amount You Pay) 
Diagnostic

0%

Preventive

0%-20%

Emergency Services

0%-20%

Restorative

20%

Endodontic 

40%

Periodontic

40%

Oral Surgery

40%

Medications

40%

Post-Surgical Services

40%

  1 The percentage paid is based on the allowed amount for each procedure. Your out-of-pocket costs may be higher if care is received from a non-participating provider.
 
TRDP Maximums
  TRDP maximums are based on which TRDP program you are enrolled in: Basic or Enhanced.
 
Basic Program
  The annual maximum for the Basic Program is $1,000 per patient each benefit year (May 1–April 30). Any unused balance remaining at the end of one benefit year does not carry over to the next year. Diagnostic and preventive services covered at 100 percent of the program-allowed amount are not subject to the annual maximum.
 
Enhanced Program
 

The annual maximum for the Enhanced Program is $1,200 per patient each benefit year (May 1–April 30). Any unused balance remaining at the end of one benefit year does not carry over to the next year. Diagnostic and preventive services covered at 100 percent of the program-allowed amount are not subject to the annual maximum.

Also for the Enhanced Program, there is a separate lifetime maximum of $1,200 for orthodontic procedures for both children and adults, and a separate “emergency” annual maximum of $1,000 per enrollee for procedures provided as a result of a dental accident.

For more information about the TRDP, contact Delta Dental Plan of California.

 

                    
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Last Reviewed: February 15, 2008