Beneficiary Standard Handbook

If you seek care from a network provider, the provider will file the claim with your regional contractor on your behalf. If you seek care from a TRICARE-authorized non-network provider, you may have to pay up front, save your receipts, and file the claim with Humana Military. Claims are always filed with the regional contractor in your home region, not with the regional contractor in the area in which you are traveling.
 

Figure 5.2

• TRICARE Europe includes Europe, Africa, and the Middle East.
• TRICARE Latin America and Canada (TLAC) includes Central and South America, the Caribbean Basin, Canada, Puerto Rico, and the Virgin Islands.
• TRICARE Pacific includes Guam, Japan, Korea, Asia, New Zealand, India, and Western Pacific remote countries.

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