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What Are the Enrollment Categories?
CHCBP enrollment must be in either one of two membership categories:
  • Individual coverage
  • Family coverage

Individual coverage is limited to three specific classifications:
  • Former member of the uniformed services
  • Unremarried former spouse
  • Emancipated children (adult child)
Family coverage is only available to the former member of the uniformed services who wishes to also enroll his or her family members as well.

May an Enrollment Category Be Changed?
Enrollment changes from individual coverage to family coverage may only be made when one or more of the following qualifying events has occurred:
  1. Birth of a child
  2. Marriage of the sponsor
  3. Legal adoption of a child
  4. Placement by a court of a child as a legal ward in the beneficiary’s home
If one of these four qualifying events has occurred, you can elect to change enrollment from individual to family coverage, effective from the date of the qualifying event. You also must then begin to pay the family premium rate effective the date of the qualifying event. If the qualifying event occurred after initial enrollment in the CHCBP, you must send a written request with supporting documentation to Humana Military no later than 60 days from the qualifying event.
You may make enrollment changes from family coverage to individual coverage at any time by notifying Humana Military in writing at the following address:
 


Humana Military Healthcare Services, Inc.
ATTN: CHCBP
P.O. Box 740072
Louisville, KY 40201

How Is Coverage Renewed?

A renewal notice will be sent to you 30 days prior to the expiration of your current coverage period. Renewal premiums should be paid prior to the last date of coverage printed on the renewal notice and your CHCBP enrollment card.

Payment postmarked later than 30 days after the last date of coverage will result in termination of CHCBP benefits and permanent loss of entitlement to purchase CHCBP coverage again.

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May Premiums Be Refunded?
Refunds of premiums are granted only for two conditions:
1.

Enrollee is no longer eligible for CHCBP.

For example, a former active duty member recalled to active duty, or a former spouse who remarries.
2.

In the event a written refund request regarding a prepaid premium is received by Humana Military before the effective date of the CHCBP policy.

For example, a former active duty member enrolls and prepays for family member coverage. The CHCBP coverage will begin on July 1st. Before the CHCBP coverage goes into effect, the former active duty member obtains employment and receives employer-sponsored health insurance. The CHCBP coverage is no longer needed. As long as the written refund request is received by Humana Military before July 1st, the prepaid premium will be refunded in full.

Refunds for Category 1 are prorated from the date of loss of eligibility for program benefits to the last day of the enrollment period for which the premium has been paid.

Last Reviewed:  May 14, 2007