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E. Period of Coverage
1. Limits on Coverage Periods. Coverage under the CHCBP varies depending on the category of beneficiary as described below.
  a. Members discharged or released from active duty or full-time National Guard duty.
 
(1) For any member discharged or released from active duty or full-time National Guard duty, whether voluntarily or involuntarily, coverage under the CHCBP is limited to 18 months from the date the member was first eligible for the CHCBP. That first date of eligibility is either the date the member first ceases to be entitled to care under a military health care plan as an active duty member or the date the member first ceases to be eligible for care under the TAMP, whichever is later.
 
(2) If a separated active duty member who was enrolled in CHCBP returns to active duty, enrollment in CHCBP will end. At that time, Humana Military will refund any portion of the member’s previously paid premium for any days after CHCBP enrollment ends. If the member subsequently separates from active duty again and re-enrolls in CHCBP, the member’s period of coverage in CHCBP shall be a full eighteen months beginning the date of the most recent separation.
 
b. Unmarried dependent child. For an unmarried dependent child of a member or former member, coverage under the CHCBP is limited to 36 months from the date on which the person first ceases to meet the requirements for being considered an unmarried dependent child. However, if the person ceases to meet the requirements for being considered an unmarried dependent child during a period of continued coverage of the member for self and dependents, the person’s coverage under the CHCBP ends 36 months after the date the member became ineligible for medical and dental care under a military health care plan as an active duty member or the date the member first ceases to be eligible for care under TAMP, whichever is later.
 
c. Unremarried former spouse:
 
(1) For an unremarried former spouse of a member or former member, the coverage under the CHCBP is limited to 36 months after the later of:
 
(a) The date on which the final decree of divorce, dissolution, or annulment occurs;
 
(b) The date which is one year after the date of the divorce, dissolution, or annulment, if the former spouse is eligible for one-year transitional coverage under TRICARE; or
 
(c) The date the member became ineligible for medical and dental care under a military health care plan as an active duty member or the date the member first ceases to be eligible for care under TAMP, whichever is later, if the former spouse first meets the requirements for being considered an unremarried former spouse during a period of continual coverage of the member for self and dependents.
 
(2) The limitations for an unremarried former spouse do not apply and the length of coverage can be for an unlimited period of time, if the former spouse:
 
(a) Has not remarried before the age of 55;
 
(b) Was enrolled in the CHCBP or TRICARE as the dependent of an involuntary separated member during the 18-month period before the date of the divorce, dissolution, or annulment; and
 
(c) Is receiving any portion of the retired or retainer pay of the member or former member, or an annuity based on the retired or retainer pay of the member; or
 
(d) Has a court order for payment of any portion of the retired or retainer pay; or
 
(e) Has a written agreement (whether voluntary or pursuant to a court order) which provides for an election by the member or former member to provide an annuity to the former spouse.
 
(3) If an unremarried former spouse who is enrolled in the CHCBP subsequently remarries, enrollment in CHCBP will end as of the date of the marriage. Humana Military will refund any portion of the former spouse’s previously paid premium for any days after CHCBP enrollment ends. Regardless of the period of coverage used by the former spouse, remarriage results in loss of all further eligibility for CHCBP coverage unless future eligibility can be subsequently established.
 
d. Dependent placed in the legal custody of a member or former member. For a dependent who is placed in legal custody of a member or former member, coverage under CHCBP is limited to 36 months from the date on which the person was formally placed in legal custody. If the dependent ceases to meet the eligibility criteria prior to the expiration of the 36 months (e.g., is removed from legal custody of the member or former member), eligibility will end as of the date the dependent no longer meets the criteria.
 
2. Beginning of Enrollment. Although beneficiaries have 60 days to enroll in the CHCBP (as previously described in section C) the period of coverage must begin on the day after entitlement to a military health care plan (including transitional health care under TAMP) ends, but no earlier than October 1, 1994.


Last Reviewed:  May 14, 2007